Independent Insurance Agency – Protective Choice Insurance
Protective Choice Insurance is an independent, family-owned homeowners insurance agency serving all of Florida with over 10 years of experience. Founded by Amanda Cole, a fully licensed 2-20 and 2-15 agent with more than 15 years in the mortgage and insurance industries, the agency emphasizes personalized service and unbiased coverage recommendations for Florida homeowners.
The firm specializes in helping clients navigate insurance needs specific to the state’s unique risks, particularly storm-related coverage. As an independent agency, Protective Choice partners with more than 50 vetted carriers, including Allstate, Citizens, Progressive, Geico, American Integrity, and numerous specialty flood carriers, allowing clients to compare multiple coverage options at competitive rates. Services include comprehensive homeowners insurance quotes, policy documentation access, payment processing, and claims assistance. The agency emphasizes clear communication, avoiding insurance jargon and offering transparent explanations of what is and is not covered.
The team includes eight licensed agents with various specializations: Alex Padron, who has a real estate background and is bilingual and commercial licensed; Anaisa Collman, bilingual and commercial licensed; Ben Barnes; Brett Watts, commercial licensed; Damien Ramjattan, commercial licensed and bilingual; Damion Brown; Jerry Boudreaux, commercial licensed with decades of experience; and Xavier Morgan, bilingual and commercial licensed. Several agents offer Saturday availability, and bilingual English and Spanish service is provided.
The agency reports a 4.9 out of 5 Google review rating and more than 5,000 satisfied clients, with testimonials highlighting personalized attention, responsiveness, and knowledgeable guidance. It can be reached at (800) 509-0850 or help@protectivechoice.com and operates throughout Florida, including Jacksonville, Fort Myers, and Orlando, serving regions from Key West to Pensacola. With its independent structure, large carrier network, and focus on Florida storm and flood exposure, Protective Choice Insurance positions itself as a statewide homeowners insurance resource.