Insurance Agency – Harris Insurance
Harris Insurance is an independent insurance brokerage based in downtown Fort Walton Beach, Florida, operating since 1965. The agency represents more than 150 A-rated national insurance companies, which allows clients to compare coverage options and pursue competitive rates rather than relying on a single carrier. Lines written include auto, homeowner, condominium, flood, business, life and retirement, umbrella, and boat insurance.
Specialized programs round out the offering, among them workers’ compensation, employment practices liability, business cyber coverage, and a Florida Landscapers Insurance Program. For homeowner policies, the agency arranges four-point inspections and wind mitigation assessments. The firm serves all of Florida, with a strong presence across the Gulf Coast that includes Destin, Pensacola, Navarre, Panama City Beach, and numerous other municipalities.
The agency employs ten Florida-licensed agents whose combined experience exceeds 125 years, and staff members average ten or more years of tenure with the firm. Leadership includes Whit Harris, a Certified Insurance Counselor and second-generation operator credited with modernizing the agency’s technological infrastructure. Harris Insurance emphasizes personalized service, with agents conducting one-on-one consultations to assess coverage needs, and it pledges competitive pricing without sacrificing coverage quality while aiming to hold rates steady at renewal.
The company states that no hidden fees or upcharges apply to its services and that it operates as an independent agent representing client interests rather than those of any insurance company. Online tools support quote requests, policy reviews, and claim filing assistance. Recent recognition includes a Best Customer Service 2019 award from VIP Destin Magazine readers, and the firm notes it holds more Google reviews than local competitors. The office is located at 123 Miracle Strip Parkway SE, Fort Walton Beach, Florida 32548, and can be reached by phone at (850) 244-2111 or by text at (850) 244-2113.